Fincher v. St. Paul Fire & Marine Ins. Co.
(U.S. 8th Cir., Contracts, Government Law, Injury And Tort Law, Insurance Law) In an action claiming that defendant-insurer vexatiously refused to pay plaintiff’s underinsured motorist (UIM) claim relating to injuries he sustained while driving a motorcycle as a police officer, summary judgment for defendant is affirmed where an agent of the local government responsible for its insurance matters possessed the actual, implied authority to sign a form rejecting UIM coverage in excess of the statutory minimum.
